Credit Card Fraud Defense Services in New Jersey
Welcome Law Offices of Ron Bar-Nadav, your trusted ally in navigating the legal complexities surrounding credit card fraud charges in New Jersey. Our experienced team of criminal defense attorneys is dedicated to providing strategic and personalized representation to individuals facing allegations related to credit card fraud.
Understanding Credit Card Fraud Charges
Credit card fraud is a serious offense that encompasses a range of illicit activities, from unauthorized use of credit cards to more sophisticated forms of identity theft. In New Jersey, being charged with credit card fraud can lead to severe legal consequences, including imprisonment and substantial fines.
a. False Statement Made in Obtaining a Credit Card
The statute N.J.S.A. 2C:21-6(b) outlines what constitutes giving false statement to obtain a credit card and how individuals violating the provision shall be treated. The law states that anybody making a false statement, directly or indirectly, with an intent and knowing it to be false, for the purpose of procuring a credit card is guilty of a fourth-degree crime.
b. Credit Card Theft
Under the New Jersey law, six variants of credit card theft are recognized and such violations attract penalties. They are:
- Taking or Using a Card Without the Holder’s Consent
- Receiving a Lost Credit Card
- Buying or Selling Cards
- Obtaining a Card to Secure Debt
- Falsely Making, Altering, or Counterfeiting Card
- Unauthorized Signing of Credit Card
In all these scenarios, allegation of stealing credit card arises.
c. Fraudulent Use of Credit Cards
A completely different area of credit card fraud arises when they are used in a fraudulent way. Below, let us talk about the possible scenarios of credit card usage that can result in criminal charges in the state.
1. Using a Card Knowing It Was Expired, Revoked, or Forged
The fraud law, under the statute N.J.S.A. 2C:21-6(d) prohibits the use of a credit card which is revoked, expired, or forged. Violating the NJ provision is a third-degree crime.
2. Pretending to be the Cardholder
According to N.J.S.A. 2C:21-6(d), representing to be the holder of a card is a punishable offense. This is classified as a Third Degree Crime.
3. Fraud Committed by the Service Provider
Under 2C:21-6(e), the misuse of credit cards by providers offering goods and services is outlined as a crime. The first section of the provision classifies permitting such cards for usage as a third-degree crime. The second part of the statute criminalizes goods and service providers in New Jersey who represent selling their goods or services when they were actually not. This is a fourth-degree crime.
Comprehensive Legal Representation
We understand the gravity of credit card fraud charges and the impact they can have on your life. Our team is committed to offering comprehensive legal representation tailored to the unique circumstances of your case. Whether you are facing accusations of unauthorized credit card use, credit card theft, identity theft, or related offenses, we are here to protect your rights and advocate on your behalf.
Potential Defenses Against Credit Card Fraud
Building a strong defense is paramount in credit card fraud cases. Our skilled attorneys explore various legal defenses to challenge the charges against you. Common defenses may include:
a. Lack of Intent
Demonstrating that the alleged actions were unintentional or lacked the requisite intent for credit card fraud.
b. Mistaken Identity
Asserting that you were mistakenly identified as the perpetrator, emphasizing any lack of concrete evidence tying you to the crime.
c. Insufficient Evidence
Challenging the prosecution’s evidence, questioning its reliability or admissibility in court.
Navigating the Legal Process
Our legal team is well-versed in the New Jersey legal system and understands the nuances of credit card fraud cases. We guide you through every step of the legal process, from the initial arrest to court proceedings, ensuring that you are informed and empowered throughout.
Client-Centric Approach
We prioritize clear communication and collaboration with our clients. We take the time to understand your unique situation, address your concerns, and develop a legal strategy that aligns with your goals. Our client-centric approach aims to provide you with the support and guidance needed during this challenging time.
Contact Ron Bar-Nadav for Credit Card Fraud Defense
If you or a loved one is facing credit card fraud charges in New Jersey, it is crucial to act swiftly and seek experienced legal representation. Contact the Law Offices of Ron Bar-Nadav to schedule a consultation with our skilled criminal defense attorneys. We are committed to protecting your rights, exploring legal defenses, and working tirelessly to achieve the best possible outcome for your case.
